According to the Bureau of Labor Statistics, the average American’s work career consists of 1/3 or over 90,000 hours of their life.
As working-class Americans, we have all spent countless hours in traffic driving in all weather conditions, been late to work, worked overtime and holidays, gone to work feeling downright awful and sick, had to spend hard earned vacation days at home and whatever else has been thrown our way during the working years.
Too often, the working-class people are ill-prepared to face the financial threats ahead of them. They are too busy working, commuting, socializing, and taking care of a household. Don’t forget most people are financially not organized or are procrastinating about getting financially organized. Often, those that have the most to lose are prepared the least.
These are some of life’s most significant threats to your retirement, future and peace of mind. Can you imagine if you were to experience one or a combination of these threats?
This is never planned for but most often happens when you are least prepared (loss of income, retirement benefits, and loss of a financial decision partner).
Retirement isn’t what it used to be, only 9% of the working-class Americans are entitled to a pension, where are you going to get your guaranteed income from?
Is it possible to lose 35% of your retirement investments? Yes. Remember 2000-2003 when the S & P dropped 49% and 2008-2009 where it dropped 57%?
According to Forbes 2020, approximately 50% of Americans have reported that they will struggle or are currently struggling with their retirement finances.
Do you have $80,000 laying around? This is the actual cost of long-term care per year. Can you afford it?
Did you know that you are losing money by “waiting” for interest rates to improve? Why are you settling for 0.1% per year returns from your bank, you are losing more than you realize?
Do you trust that the next generation is going to handle your hard-earned money properly? Reported by Yahoo Finance 2021, 70% of generational wealth is lost by the next generation with 90% losing it the generation after that.
Which age group has had the highest growth in divorce rates? Ages 55-64 otherwise known as the gray divorce.
You Call, We Answer! You know you are going to receive that all important and necessary personalized service with our full attention. Simply put, treating others the way we would like to be treated.
Do you have $80,000 laying around? This is the actual cost of long-term care per year. Can you afford it?
This is never planned for but most often happens when you are least prepared (loss of income, retirement benefits, and loss of a financial decision partner).
Did you know that you are losing money by “waiting” for interest rates to improve? Why are you settling for 0.1% per year returns from your bank, you are losing more than you realize?
Retirement isn’t what it used to be, only 9% of the working-class Americans are entitled to a pension, where are you going to get your guaranteed income from?
Do you trust that the next generation is going to handle your hard-earned money properly? Reported by Yahoo Finance 2021, 70% of generational wealth is lost by the next generation with 90% losing it the generation after that.
Is it possible to lose 35% of your retirement investments? Yes. Remember 2000-2003 when the S & P dropped 49% and 2008-2009 where it dropped 57%?
Which age group has had the highest growth in divorce rates? Ages 55-64 otherwise known as the gray divorce.
According to Forbes 2020, approximately 50% of Americans have reported that they will struggle or are currently struggling with their retirement finances.
You Call, We Answer! You know you are going to receive that all important and necessary personalized service with our full attention. Simply put, treating others the way we would like to be treated.
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