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The Importance of Life Insurance

When it comes to wealth management and financial planning, one of the most important, yet most overlooked products is life insurance.   It often serves as the foundation to any plan, and we consider it to be paramount in importance. Here are some of the reasons why people purchase life insurance:

Family Protection: Just think about it; how would your family pay the mortgage, school tuition or even groceries if you were to pass away?  A properly devised insurance strategy would protect your loved ones financially and help them to keep their present standard of living without much interruption.

Investment: If you decide to purchase an investment type of insurance, part of your premium will go to an account that can be accessed later, even without someone dying first.   This policy can be used as a savings instrument to accumulate substantial wealth or it can be used in an emergency such as a serious illness or disability.

Protecting Assets: You may have real personal property that you would want to preserve if you should pass away.   With a life insurance policy in place, you can protect your investments like a home, boat, business or any other property for which you have an outstanding loan or tax bill or which requires significant upkeep.

Leaving a Legacy: People who purchase life insurance may also be interested in leaving a legacy behind.  Proceeds of their policy could be donated to a particular school or charity of their choice.

No matter your purpose for life insurance, we are here to help you through the process. A benefit of our services is that we are not captive to one insurance provider. Because we work with many different carriers, we have the ability to find you the best deals with the highest quality for your specific situation.

If you desire more knowledge and information on what type of policy would work best for you feel free to contact us. We would be glad to review your options with you.



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If your retirement is around the corner or decades away, Casey Wealth is an expert in creating a financial roadmap that works for you.  We help you to identify your financial goals, and let you know the reality of what to expect.